To earn you interest…

REGULAR SAVINGS

• $25 minimum opening deposit
• Competitive interest
• Up to 6 withdrawals per month, $3.00 per debit in excess
• FREE ATM card available

Optimum Return Account

Choose Optimum Return if earning maximum interest is your goal.

•     * $25 minimum opening deposit
•     * $2,500 minimum daily balance required to avoid a fee
•     * Up to 6 withdrawals per statement cycle
•     * Tiered interest rates
•     * $7 per month if balance falls below daily minimum
•     * $5.00 per debit in excess of six

Time Certificates of Deposit*

“Build Your Own CD”

•     * $500 minimum deposit
•     * You may exchange interest rate once during the term
•     * Add to your CD twice a year
•     * Withdraw up to 50% of the current balance once during the term

Additional Certificates of Deposit available with competitive rates and varying terms.

Other Specialty Savings Offerings

Traditional, Roth, SEP, Simple, HSA

•     * New, higher contribution limits
•     * Contributions grow tax-deferred (Consult your tax advisor)
•     * New account plans, rollovers, and transfers available

*Penalty for early withdrawal may apply

 Access multi-million dollar FDIC Insurance. For more information:  CDARS