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Home Mortgage Loans

Home Mortgage Loans

Congratulations on buying a new home! We know that the home buying process can be an exciting, yet difficult process. Having the right mortgage loan and loan officer can make all of the difference!

Applying is a piece of cake with our new secure on-line application. You can start the process, save your application, and come back later to finish!

Apply for a Mortgage

CUSB Bank has the ability to find a loan that best fits your needs. Our loan officers can help you determine what you can afford, what type of loan would best fit your budget and lifestyle, and can help with all of the details along the way.

We invite you to see us today to start the home buying process.

OR start the process online. Click here for the Mortgage Loan Application

We offer:

Conventional Balloon Loans

This popular loan comes with various terms. The primary benefits are: low closing costs and flexibility.

Conventional Fixed Rate Loans

The primary benefits are: A fixed rate for various terms, competitive closing costs, and the loan servicing stays in the bank. These loans have nationally competitive interest rates.

Additional Loans

Our loan staff is also able to work with you on state loan programs such as the Iowa First Time Homebuyers and the Rural Development Program.

Additional programs are offered for an array of workable solutions for certain financial situations.

Want to build a new home?

CUSB Bank has loans to help you get started:

Construction Loans

Construction loans provide homeowners the ability to build their home while making interest-only payments during the construction period.

Lot Loans

Unsure if buying is right for you? Read Pros and Cons of Renting or Buying a Home

First time Home Buyer? Read Six Tips to Buying Your First Home

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