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Savings and CDs

Savings & CDs

Business Savings

  • $25 minimum opening deposit
  • Competitive interest
  • FREE ATM card available
  • $5 monthly fee if balance falls below $50.00 minimum daily balance

Business Optimum Return Account

Choose Optimum Return if earning maximum interest is your goal.

  • $25 minimum opening deposit
  • $2,500 minimum daily balance required to avoid a fee
  • Tiered interest rates
  • $7 per month if balance falls below daily minimum

Time Certificates of Deposit*

“Build Your Own CD”

  • $500 minimum deposit
  • You may exchange interest rate once during the term
  • You may add to your CD twice a year
  • Withdraw up to 50% of the current balance once during the term without penalty

Additional Certificates of Deposit available with competitive rates and varying terms.

Other Specialty Savings Offerings*

Traditional, Roth, SEP, Simple, HSA

  • New, higher contribution limits
  • Contributions grow tax-deferred (Consult your tax advisor)
  • New account plans, rollovers, and transfers available

*Penalty for early withdrawal may apply

Access multi-million dollar FDIC Insurance. For more information: CDARS