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Savings & CDs

Savings & CDs

CD Rates Information

REGULAR SAVINGS

  • $25 minimum opening deposit
  • Competitive interest
  • Up to 6 withdrawals per month, $5.00 per debit in excess
  • FREE ATM card available

Optimum Return Account

Choose Optimum Return if earning maximum interest is your goal.

  • * $25 minimum opening deposit
  • * $2,500 minimum daily balance required to avoid a fee
  • * Up to 6 withdrawals per statement cycle
  • * Tiered interest rates
  • * $7 per month if balance falls below daily minimum
  • * $5.00 per debit in excess of six

Time Certificates of Deposit*

“Build Your Own CD”

  • * $500 minimum deposit
  • * You may exchange interest rate once during the term
  • * Add to your CD twice a year
  • * Withdraw up to 50% of the current balance once during the term

Additional Certificates of Deposit available with competitive rates and varying terms.

Other Specialty Savings Offerings

Traditional, Roth, SEP, Simple, HSA

  • * New, higher contribution limits
  • * Contributions grow tax-deferred (Consult your tax advisor)
  • * New account plans, rollovers, and transfers available

*Penalty for early withdrawal may apply
 

CDARSAccess multi-million dollar FDIC Insurance. For more information: CDARS

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